An uninsured home in entrepreneurship can have expensive consequences. These should be avoided! The step towards independence is not just the step in the great freedom, but also at the same time the step of too much responsibility. There are now no chef more, holding the head for error here. That happens on its own Cap. But, what kind of insurance for the self-employed? What is needed, what written above? An error can be quite expensive. A financial services company, for example, works with the assets of third parties.
Unforeseen things happen there that could harm significant the assets of the customer, who of course want to be replaced. Profession determined obligation certain professions, such as for example doctors, notaries or craftsmen are obliged by law to take specified insurance claims for the own company. Input on financial services for example, requires a liability insurance policy, which specifically covers damage to property. Depending on the selected activities of the company, every imaginable case of damage must be taken into consideration of course. Can a customer get hurt? If so, how exactly? And what kind of insurance for the self-employed can help in this case? Important insurance of course can be pronounced some fundamental recommendations for every business. So is including the statistically recorded that dishes speak to ever-larger sums in compensation cases. When a legal dispute not in a cost spiral back to find yourself, the conclusion of insurance worth. Under the agreed contractual conditions accepts the insurance industry to the lawyer, and championing the own thing unsubstantiated claim.
A very good recommendation is the conclusion of an insurance industry, which regulates the liability of the company. Such a case may be faster to the negotiation and just a start-up company may be threatened by a liability damage without protection in existence. For the own company, you can Most founders not properly assess certain risks. It is worth to consult a specialist with experience. The tax advisors, for example, can be a place to start. Also an insurance expert is not the wrong choice. Personal insurance even of the founder himself should include the necessary insurance for themselves in the calculation. In addition to the requirement to be a member of a health insurance a requirement for pension insurance will be introduced starting in 2013. Protection against poverty in old age is more important with each passing year and should be involved in the planning of a founder. Private or statutory health insurance? Here’s a simple comparison of own wishes and demands on a health insurance helps. Of course must also estimated the cost of a health insurance scheme. The services of private health insurance companies are in direct competition with those of other funds. Another point of competition is the price. The competition in the private funds so ensures top performance at top prices. This also applies to the private Pension insurance. This cut much better compared to the legal safeguards. Insurance companies take into account if the required insurances are known, a comparison can help to find the best possible insurance. These must be integrated into the operational expenditure from the outset firmly. Whether monthly or yearly post. It would be a mistake, all without starting the required insurance, because it can also directly at the beginning of something go wrong.