Monthly Archives: July 2015

Description Health

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Many tariffs and combination make it difficult to compare those who are interested in the private health insurance, which must satisfy a few conditions to be included. Easily, this is possible with civil servants and self-employed persons. When employees of the legislature has built a barrier: the year work remuneration, this threshold in the year 2011 at 49,500 euros (2012 50.850). Once the employee reaches this limit, the way to a private health insurance is open for him. Confusing there is an abundance of tariffs for private health insurance.

Lure numerous providers with so-called cheap fares, but so cheap they appear at first glance – the rates are cheap, because they cover fewer services. Their level is not uncommon under the statutory health insurance and the insured person has to abide by strict conditions. Therefore the interested should to look on tariffs with a good range of services, which at least achieve the benefits of the statutory health insurance. He can be by additional modules Increase the scope of insurance – depending on the request. Therefore, it is advisable to choose the basic rate for the private health insurance companies. This provides the acquisition of outpatient treatment, the hospital stay in the hospital, dental care and sick pay in case of illness.

In addition, usually a foreign travel health insurance is integrated. On request the performance spectrum customers extend have the opportunity through the election of certain components to customize the private health insurance. Depending on the wallet of choice following services are: – free choice of doctor, even without payment – no charge for medicines or remedies – no restriction in prescribing of medications – choosing a practitioner – increased surcharge, for example, with glasses or contact lenses – no deductible for hospitalization – single or twin – head physician treatment – daily hospital benefit – health expenses – dental treatment up to 100 percent, even with extensive restorations – salary up to full net income Important here: Every single tariff must pay the insured in addition. However, can interested parties on the basis of the modules form preferences and made-to-measure fashion so their insurance. A comparison – such as when hypo star – is based on this selection. On prospects for more information and comparisons of rates and providers of private health insurance. Company Description hypo star is a Web portal for private mortgage lending. With the construction mortgage calculator the hypo star interested can calculate free of charge their financing. A network of more than 1,000 finance professionals specialized in mortgage lending assists clients in all questions, finds the advantageous for them and accompanies them until the conclusion of the contract. Hypo star their specially developed construction financing software offers banks, insurance companies and distributors.

Immigration Office

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In addition, a fee will be charged. An is clear: the 14 days is just a precautionary managerial Act – see below! The process then the local German authorities (Embassy) tells your partner Gets a visa now that despite your efforts here in Germany less expensive is often as a mere tourist visa. So. Arrived here you should take care of together like this your goal: make an appointment at the local registry office, stating that it is a multinational marriage by telephone. Arrange a meeting with the Immigration Office usually this possibility does not exist.

So you go to your next appointment, schedule 6 hours time and specify that you will get married. It will probably follow a chronological Edition, that, if that has to take place in less than your time frame (see below). Both then go to the registry office under reference on the Immigration Office, you take again your identification documents. The result is a check list of required documents (below) be. As grateful, they could agree “today plus 2 months” with your partner on a marriage date.

Experience has shown that it will be however impossible to achieve… At this point, the race usually starts with time (and finances!) So notice, that at least three positions are listed on the checklist of required documents of the registry office: marriage ability certificate (to make sure, that your partner is not currently married and is of legal age, etc.) something like a registration certificate pass confirmation that varies however depending on the country of origin of your partner. All the together the demand will be for an “Apostille”. The Apostille is a certificate of authenticity issued by the country of origin and is granted by notaries (in the country). It is absolutely necessary for all foreign documents. Your partner should never be to any Translations associated persuaded are useless here.

Federal Statistical Office

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Regardless of the expected decline in the population, it should be half a million households more up to the year 2020 in accordance with information of the Federal Statistical Office about. This longer-term social developments are one reason for this demand continues to grow. The trend towards smaller households plays a role here. Two-thirds of all housing units are occupied at present only by one or two people. Changing ways of life are among the main causes.

The increased number of elderly people leads more and more single households in the higher age, while younger generations start later with the establishment of the family. Residential real estate represent a preferred form of living in good areas of metropolitan areas. Especially the often better income opportunities, the better job as well as the improved infrastructure have a great attraction. As urban quality of life are the numerous shopping facilities, the greater Culture supply as well as the educational and medical facilities. There is, however, a further development of differentiated according to regions. In many metropolitan areas the demand for apartments due to the increasing number of households and a little construction activity, while in some areas more and more migration movements emerge.

The new construction activity declined in Germany: here, a new post-war low was reached in 2008. After the boom of German reunification in the mid-1990s, the number of newly completed flats has been continuously. Reasons are a reduction in residential areas as well as pronounced with higher construction costs. The Frankfurter Allgemeine Zeitung of July 10, 2009, a functionary of the real estate Association of Germany (IVD), was as follows: “The gap between the demand for new homes and new continually widened”. A housing shortage is emerging especially in the significantly in demand positions in German cities. It is believed that the upcoming Demand for residential real estate in the metropolitan regions are no longer covered, can, if the housing construction activity does not return to.